CCPA Privacy Notice

This CCPA Privacy Notice supplements our Privacy Policy and applies solely to residents of California ("Consumers") as defined under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA). It describes the categories of personal information we collect, how we use them, and the rights you have under California law.

1. Categories of Personal Information We Collect

We collect the following categories of personal information:

• Identifiers: Name, postal address, email address, telephone number, Social Security Number, and IP address.
• Financial Information: Income, employment information, and bank account details.
• Demographic Information: Age, date of birth, and state of residence.
• Internet Activity: Browsing history and interactions with our Site.
• Inferences: Conclusions drawn from the above information to facilitate matching with lenders.

2. Sources of Personal Information

We collect personal information directly from you when you submit a request through the Site. We may also collect information automatically through cookies and similar technologies when you visit the Site.

3. How We Use Your Information

We use your personal information to process your request, transmit it to lenders in our network, verify your identity, communicate with you, comply with legal obligations, and improve our services. We do not sell your personal information as defined under the CCPA.

4. How We Share Your Information

We share your personal information with the following categories of recipients:

• Lenders: Independent lenders in our network who may evaluate your request and present an offer.
• Service Providers: Companies that perform services on our behalf, such as data verification and analytics.
• Legal Authorities: Regulators and law enforcement when required by law.

5. Your Rights Under the CCPA

As a California resident, you have the following rights:

• Right to Know: You may request the categories and specific pieces of personal information we have collected about you.
• Right to Delete: You may request that we delete your personal information, subject to certain exceptions.
• Right to Correct: You may request that we correct inaccurate personal information.
• Right to Opt-Out: You may opt out of the "sale" or "sharing" of your personal information. We do not sell your personal information.
• Right to Non-Discrimination: We will not discriminate against you for exercising any of your CCPA rights.

6. Exercising Your Rights

To exercise any of your rights under the CCPA, please submit a request to us at [email protected] or call us at +1 (800) 555-0199. We will verify your identity before processing your request and will respond within 45 days of receiving it.

7. Authorized Agent

You may designate an authorized agent to submit a request on your behalf. We will require written proof that the agent has your authorization and may verify your identity directly.

8. Data Retention

We retain personal information for as long as necessary to fulfill the purposes described in this notice, comply with legal obligations, and resolve disputes. The retention period varies depending on the type of information and applicable legal requirements.

9. Contact Us

If you have any questions about this CCPA Privacy Notice, please contact us at:

• Email: [email protected]
• Phone: +1 (800) 555-0199
• Address: 1209 Orange St, Wilmington, DE 19801, USA