Lender Disclosure

This Lender Disclosure provides important information about the nature of the Elk Lending service, our relationship with lenders, and key terms that may apply to any financial product offered through our network. Please read this disclosure carefully before submitting a request.

1. Not a Lender

Elk Lending (loanselk.com) is not a lender, loan broker, or financial institution and does not make credit decisions or issue loans. We are a connection service that transmits the information you submit to a network of independent lenders. We do not endorse any specific lender, and we do not charge you any fee for using our service. We receive compensation from lenders for connecting you with them, which may influence the lenders presented to you.

2. Representative APR

The representative Annual Percentage Rate (APR) range is 5.99% to 35.99%. The actual APR you receive will depend on the lender's assessment of your application, your credit history, income, debt obligations, and other factors. Not all applicants will qualify for the lowest rate. The APR you receive will be disclosed by the lender before you accept any offer. You are under no obligation to accept any offer presented to you.

3. Loan Amounts

Loan amounts available through our network range from $500 to $5,000. The amount you may qualify for depends on the lender's criteria, your state of residence, and your financial situation. Not all lenders offer all amounts, and the availability of specific amounts may vary.

4. Credit Checks

Some lenders in our network may perform credit checks through one or more credit bureaus as part of their evaluation process. By submitting your request, you authorize these lenders to obtain your credit report and verify the information you provided. Credit checks may affect your credit score.

5. State Availability

The service is not available in all states. The states in which our service is available may change from time to time. Additionally, individual lenders may not be licensed to offer products in all states. If we are unable to connect you with a lender, we will notify you.

6. Loan Terms and Repayment

Loan terms, including repayment schedules, fees, and penalties, vary by lender. You should carefully review the lender's terms before accepting any offer. Late payments or non-payment may result in additional fees and may negatively affect your credit score. If you have questions about specific loan terms, please contact the lender directly.

7. Renewal Policy

Lenders' renewal policies vary. Some lenders may offer loan renewals or extensions, which may involve additional fees. You should review the lender's renewal policy before accepting an offer. We do not control lenders' renewal policies and are not responsible for any fees or consequences resulting from renewals.

8. No Guarantee

Submitting a request through the Site does not guarantee that you will be connected with a lender or that you will receive an offer for a financial product. We do not guarantee the terms, rates, or amounts that any lender may offer. All determinations regarding your eligibility are made solely by the lender.

9. Consumer Protection

We are committed to fair and transparent practices. If you have a complaint about a lender, we encourage you to contact the lender directly. You may also file a complaint with your state's consumer protection agency or the Consumer Financial Protection Bureau (CFPB).

10. Contact Us

If you have any questions about this Lender Disclosure, please contact us at:

• Email: [email protected]
• Phone: +1 (800) 555-0199
• Address: 1209 Orange St, Wilmington, DE 19801, USA